Pandi, Sabo Nelson, Emmanuel Torsen, Danladi Martins, and Umar Muhammad Modibbo. 2022. “Application of the Techniques of Determinants to Utility Maximization for a 4-Period Age-Specific Inter-Temporal Budget Constraints”. Journal of Computational and Cognitive Engineering, October. https://doi.org/10.47852/bonviewJCCE2202353.